Farmers-Ramirez-pix-2.gif (99419 bytes)

Joe Ramirez

Insurance and

Financial Services Agent

Famers-Logo-BW-1.gif (21189 bytes)

F A R M E R S

FINANCIAL SERVICES

farmers.com

Offering

 Auto  Home  Life  Business

 Mutual Funds*  Variable Universal Life*

 Variable Annuties*  IRAs and 401(k)s*

 529 College Savings Plans*

(281) 355-6283

Toll Free: (866) 651-1729

Farmers-eho-1.gif (5491 bytes)

* Securities offered through Farmers Financial Solutions, LLC

2423 Galena Ave., Simi Valley, CA 93065 (805) 306-3400

Member NASD

AS-FFS2-BC (4-02)